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LegacyTrace β€’ Encrypted Vault

Securing Generational Wealth & Family Policies

Protect what matters most. Empower policyholders to centralize active policies, bank accounts, investment portfolios, generational family trees, precious life keepsakes, registered assets, and certified digital wills in one standard vault.

Ghanaian family legacy and estate peace of mind
LegacyTrace Emblem
Peace of Mind for Loved Ones
Guaranteed estate and claim routing clarity
Live Impact Mission: |
Integrated Across Licensed Underwriting Partners in Ghana
Enterprise Life SIC Insurance StarLife Assurance GLICO General Hollard Insurance Vanguard Assurance and more...
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Family Clarity & Policy Discovery

Enables surviving relatives to verify whether a deceased family member held an active underwritten policy using only their Ghana Card ID, preventing lost wealth.

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Bank Accounts & Investment Tracking

Securely archives commercial bank deposit locations, Treasury Bills, mutual funds, and equities so family wealth is never lost or left unclaimed.

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Private Lifetime Estate Registry

A 256-bit encrypted vault for life policies, land indenture deeds, and certified digital wills that remains strictly confidential until verified next-of-kin audit.

πŸ‡¬πŸ‡­ Powerful Digital Infrastructure

What is LegacyTrace?

LegacyTrace is a centralized legacy registry and encrypted estate information system. It allows policyholders to proactively catalog active policies, bank accounts, investment securities, land titles, family lineage trees, precious keepsakes, and certified digital willsβ€”ensuring that if unforeseen circumstances arise before informing living relatives, family members can search with full confidentiality to discover what exists and claim their rightful inheritance.

Register Your Vault πŸ›‘οΈ
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Family Keepsakes & Life Milestones

A digital time capsule safely archiving childhood memories, heirloom photographs, and ancestral recipes so your personal heritage endures across generations.

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Family Tree & Generational Lineage

Maps elders, siblings, spouses, and children in an unbroken visual lineage, providing statutory kinship clarity during estate distributions and claim settlements.

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Direct Insurer Claim Dispatch

Connects claims directly to underwriting departments across Enterprise Life, SIC, StarLife, GLICO, Hollard, and Vanguard for rapid statutory payouts.

Everything You Care About In One Place

Keep your records organized yourself, so your loved ones will never struggle to find what belongs to them.

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Your Personal Details

Easily keep your official name, contact phone numbers, home address, and Ghana Card details up to date anytime.

  • Your current residential address
  • Main phone number and backup lines
  • Verified Ghana Card identification
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Next-of-Kin & Family Contacts

Name the trusted family members who should be contacted immediately during an emergency or to receive your benefits.

  • Direct phone numbers of close family
  • Clear relationships (spouse, child, sibling)
  • Quick reach-out when family needs help
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All Your Insurance Policies

Keep all your life, health, vehicle, and property insurance policy numbers together in one simple list.

  • Policies from different insurance firms
  • Policy numbers and cover details
  • Clear reminders so your cover stays active
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Family Memories & Stories

Save your favorite life stories, photographs, and family traditions so your children and grandchildren know your story.

  • Important life events and childhood stories
  • Precious family pictures safely kept
  • A lasting personal gift for future generations
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Your Family Tree

Write down your parents, grandparents, spouse, brothers, sisters, and children so your true family line is clear.

  • Generations mapped in simple order
  • Hometown and family roots recorded
  • Clear proof of who your real relatives are
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Insurance Company Network

Connected with licensed insurers in Ghana so your family knows exactly which company to visit to claim benefits.

  • Knows exactly which insurer holds your policy
  • Direct claims office numbers and emails
  • No money or policy ever gets forgotten
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Bank Accounts & Savings

Note down the banks where you hold savings, current accounts, or fixed deposits so money is never abandoned.

  • Bank names, branch locations, and account numbers
  • Savings and fixed deposit accounts listed
  • Clear guidance for family to claim funds
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Investments & Treasury Bills

Keep track of Government Treasury Bills, mutual funds, company shares, and private pensions in one record.

  • Treasury Bills and when they mature
  • Investment firms and brokers managing your funds
  • Company shares and voluntary pension savings
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Your Modular Vault
7 core folders keeping family policies, heritage, property, and estate continuity in one place
256-Bit Vault
πŸ“‘ ● Active Module
Folder 01
Insurance Policies
Discovery, active insurer synchronization, and expedited claims dispatch.
πŸ’Ž Coming Soon
Folder 02
Memory Lane & Keepsakes
Digital time capsule preserving childhood stories, ancestral recipes, and heirloom photos.
🌳 Coming Soon
Folder 03
Family Tree & Lineage
Connected generational tree mapping elders, siblings, and children for verified estate continuity.
🏦 Coming Soon
Folder 04
Bank Accounts
Commercial bank depository cataloging savings, fixed deposits, and accounts.
πŸ“ˆ Coming Soon
Folder 05
Investments & T-Bills
Securities ledger tracking GoG Treasury Bills, mutual funds, listed shares, and pensions.
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Folder 06
Wills & Deeds
Encrypted digital depository for Last Wills, testaments, and post-probate directives.
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AES-256 Storage
Multi-tier cryptographic encryption guarding estate documents at rest.
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Folder 07
Properties & Assets
Registered land titles, indentures, residential property, and vehicle logbooks.
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Act 843 Compliant
Statutory Data Protection Act privacy & verified next-of-kin protocols.

How Claims & Verification Operate

A powerful transition protocol connecting bereaved families directly with underwriting departments without intermediaries.

STEP 01 πŸ”

Registry Search

Search the registry using your relative's Ghana Card ID to instantly confirm whether an active vault exists.

STEP 02 πŸ›‘οΈ

Kinship Intake & Fee

Enter your claimant contact details and settle the standard one-time unlock fee securely via Paystack.

STEP 03 πŸ”

Instant Vault Provisioning

Dedicated claimant credentials are automatically generated, granting immediate access to your private estate dashboard.

STEP 04 ⚑

Full Discovery & Claims

Review active underwritten policies, bank accounts, investments, and certified wills to file direct claims with underwriters.

πŸ‘₯ Group Policy & Corporate Governance

In the case of group or corporate insurance schemes, the Policy Admin is explicitly registered and granted dedicated administration capabilities.

  • Clear designation of the primary Group Policy Admin
  • Employee and family member roster management
  • Group claim coordination and status monitoring

πŸ” Relational Discovery Workflow

When a relative initiates a search, the system matches the records, confirms active policy status, and presents a verified claiming pathway without compromising sensitive personal assets during preliminary queries.

  • Zero sensitive leakage during public searches
  • Staff token review & claimant ID verification
  • Direct underwriter claim ticket generation
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AES-256 Vault Encryption
All wills, land indentures, and asset documentation are encrypted at rest with multi-layer key derivation.
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Data Protection Act Compliance
Fully compliant with the Ghana Data Protection Act (Act 843), guaranteeing privacy and audited access.
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Tamper-Proof Audit Logging
Every profile modification, emergency contact update, and file access request generates a timestamped log.
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Instant Insurer Dispatch
Eliminates lost paperwork by routing claims directly into verified underwriter portals with statutory tracking.

Frequently Asked Questions

Clear answers on how LegacyTrace protects policyholders and simplifies family inheritance.

Can a policyholder hold policies from different insurance companies on one profile?
Yes. LegacyTrace allows policyholders to aggregate life, health, vehicle, and property insurance policies across different underwriting companies into a single encrypted dashboard.
Information regarding sensitive documents, digital wills, and estate records: who is permitted access?
Information regarding sensitive documents, deeds, and digital wills remains locked under AES-256 cryptographic protection. These records are strictly accessible by the policyholder during their lifetime and are released exclusively to verified next-of-kin following mandatory biometric calibration and identity authentication.
How does family policy discovery work using only a Ghana Card ID?
Surviving relatives enter a deceased loved one's Ghana Card ID (GHA-XXXXXXXXX-X) to verify active underwritten coverage. Preliminary searches confirm policy existence while keeping policy values, sums assured, and private documents concealed until formal next-of-kin intake.
Why is a 3-angle biometric facial capture required before unlocking a vault?
To prevent fraudulent liquidation, impersonation, and estate diversion, Ghanaian data and estate regulations require front, left, and right facial verification. Each capture is matched against registered next-of-kin records and permanently logged into the statutory audit vault.
How do claims dispatch to licensed insurance underwriters in Ghana?
Once a claimant is verified and payment is settled, an audited claim docket is dispatched directly to partner claim desksβ€”including Enterprise Life, SIC, StarLife, GLICO, Hollard, and Vanguard Assuranceβ€”enabling rapid statutory disbursement without third-party intermediaries.
Can policyholders catalog bank accounts, Treasury Bills, and land property?
Yes. Beyond insurance policies, LegacyTrace functions as a comprehensive estate depository where citizens securely record commercial bank accounts, Government of Ghana Treasury Bills, mutual funds, listed GSE shares, land titles, and family lineage trees so assets are never lost or left unclaimed.
How are Group Policies managed?
For corporate or family group policies, the registered Policy Admin has distinct privileges to update beneficiary rosters, oversee renewals, and coordinate claims.